What information does Necessity Funding Group require from my attorney?
We only request information on the facts of your case. We will never request documents or information that is subject to the attorney-client privilege.

What happens if I lose my case?
If your case is lost, you owe nothing.

Is this a loan?
No, it is the sale of a portion of the potential settlement of the lawsuit. If you lose your case, you owe us nothing.

Must a lawsuit be filed in order to get an advance?
No, we provide advances on insurance claims.

Will my attorney be required to sign any documents?
Yes, your attorney must acknowledge the agreement and agree to pay the amount due from the settlement to Necessity Funding.

Are there any up front fees?
No, applying is free. You pay nothing until after the case settles.

What if I need more than one cash advance?
Necessity Funding will further evaluate your case at that time and in most cases will advance additional funds.

Does Necessity Funding Group get involved with the handling of my case?
No, you and your attorney retain complete control of the litigation.

Is it ethical for an attorney to refer clients to Necessity Funding Group?
It is ethical for attorneys to refer clients to Necessity Funding Group in all the states we offer tort victims assistant financing. Have your attorney contact us for information on the ethics opinion in your state

How can I benefit from your services?
If you are in need of money to meet your economic needs and have nowhere else to turn, Necessity Funding Group is your answer. Just give us a call and we can begin to evaluate your personal injury case and funding request. You'll have an answer quickly and, if eligible, your funds, shortly thereafter.

What is the minimum or maximum funding amount?
There is none. Necessity Funding Group reviews each case individually and will work with the client and the attorney to come to a mutual agreement as to the most sensible funding amount.

Do you have any say in the processing of the case?
No. We have no control over the processing of the case and offer no opinions or advice. The case remains in the full authority and control of the client and the attorney.

Does the funding violate usury laws?
No. We take the risk of no recovery. If you don't recover money on the case, you do not owe Necessity Funding anything. Therefore, the courts have continuously held that our funding is not a loan. This is called non-recourse funding.

Is this legal?
Yes.

Is non recourse funding costly?
Yes. This vehicle for obtaining money is expensive. Necessity Funding Group advises that if you have any alternative means to meet your immediate economic needs you should do so. Additionally, it is best to request only the amount of money you need to meet your immediate economic needs as fees grow quickly the more money you obtain. Please make sure you ask us any questions you have before accepting funds.

Can I change my mind after accepting funds?
Yes, you have five (5) business days to return the funded amount in full with no responsibility to you. You will not owe any fees if you return all the money within the five business day period.

May an attorney lend money to a client against their case?
No, that would be unethical.